Frequently Asked Questions

Is there a fee required to arrange a consultation with you?
No, our services are provided on a complimentary basis and are free of charge to qualified candidates.  To qualify you must fall into one or more of the following categories:

- homeowner
- parent of one or more minor children
- household income greater than $75,000
- liquid net worth greater than $100,000
- business owner (where the business is your primary income source)

What products and services do you offer?
On the insurance side, through a variety of providers we offer traditional life insurance, disability income insurance, long-term care insurance, medical and dental coverage, and fixed annuities both to individuals and employer groups.  On the investment side, through various subsidiaries of New York Life and other providers, we provide institutional asset management and trust services and an array of securities products and services such as 401(k) products, institutional and retail mutual funds, 529 college savings plans, and variable annuities.  You can click the following highlighted links for further information on the products and services we offer.

How can I purchase an insurance policy or other product?
Insurance products must be purchased through an agent such as myself, who will work closely with you to determine your needs and the best product to fill them.  With respect to life insurance applications, they require a written application and typically entail granting permission for us to collect bodily fluids for independent lab analysis. As a registered representative of NYLIFE Securities LLC (member FINRA/SIPC, a Licensed Insurance Agency) I can also assist you with the purchase of mutual funds and other prodcuts that involve exposure to market fluctuation.  Contact us in order to schedule an in-person consultation.

Why should I do business with you when I can order financial products over the internet?
The internet offers rapid access to information. However, are you receiving the CORRECT information that is appropriate for YOUR situation? Without knowing what to look for, you can spend hours online instead of devoting a few minutes to a PERSONAL consultation with a trained professional. If you're sick would you rely upon medical websites for treatment and advice? Making important financial decisions is no different. Further, the products offered online do not provide the level of customization as those we can offer you. For instance, did you know that some life insurance policies will only pay a death benefit if you die in an accident, or that guaranteed approval life insurance policies offered online or on television will NOT pay the full death benefit unless the policy has been in effect for two or three years? Don't make mistakes that you'll regret years later.  Call us so we can set you on the right path today!

How are New York Life agents selected and trained?
All New York Life agents must complete a rigorous training course, called NYLIC University, before they can sell the company's products.  After that, they are required to continue their professional educations throughout their careers.  We consider hiring candidates that display initiative, intelligence, and character.  If you're interested in becoming an agent you can obtain more information here and then call us at (646) 490-1354 in order to schedule an interview.